Van Lease Purchase
Take ownership of the van with technically no deposit and write the van go down in one swift stroke. Lease Purchase and hire purchase are really the same product but lease purchase often has a balloon.
Lease Purchase Deposit
VAT upfront as a a minimum so this is favoured by a VAT registered business as it can be reclaimed. There are a few funders that will delay the VAT by up to three months.
A larger deposit can be placed by this method also
Lease Purchase Final Payments
A final payment is set in two ways and it really depends on the funder. Either a very large final payment based on the residual value of the van. This is mostly done by manufacturer finance companies and the mileage is often considered. Van Leasing
Or cheaper deals are often available. Unlike many van companies we can do things on van finance other can’t due to the way they buy their vehicles.
Lease purchase is very similar to van hire purchase except it has a balloon in most cases. A good example of this would be Ford Ranger Finance
Nissan navara lease
Transit Custom Lease
Crew Vans For Sale
Electric VW Transporter
Best Ways Of Van Finance
At Swiss we have literally most funders on the market and will introduce you to the best value. Our aim is to help you grow your fleet
and become your natural choice to replace vehicles.
– Van Hire purchase – VAT down and VAT deferred . HP is a great way to actually buy a van. If your VAT registered claim the whole VAT amount back within three months.
– Van Leasing
Small deposits from one payment in advance to 50% of the van price. Its 100% tax deductible so great fir new start companies that have start up costs. Is the favourite way for many manufacturers so often attracts the greatest discounts. Its more flexible than contract hire.
– Lease Purchase
Not all manufactures support this method so often pre registered vans are the way to go. This is because you take ownerships automatically and they worry it will affect residual values. Ask us first as often you cant get a private plate on this method. Its very much like HP but more suited to VAT registered companies as they can claim the VAT back of course. If you are flat rate VAT this is the one for you.
– Van Contract Hire
Great for larger fleets that want to control costs but its seldom sold to smaller users as its quite restrictive. Many ask for it because they have asked for it in the past. Some mistakenly think there is no credit check check but there is.